SMC Community & Employees Multipurpose Cooperative is a member-owned organization dedicated to providing financial, livelihood, and community-based services.Established in 1972, we have grown into a trusted cooperative serving individuals, businesses, and communities with a shared vision of economic empowerment and sustainability. Read More……..
Integrity, Compassion, Professionalism, Continuous Learning, Cooperative Experience.
Our History
Whats New! - News & Events
Empowering Our Members: Strengthening People for a Better Future
At the heart of our cooperative is a strong commitment to people empowerment, ensuring that our members have the knowled
Building for the Future: Our Cooperative’s New Office in Progress
Our cooperative is excited to announce the ongoing construction of our new office building, a significant milestone in o
Bringing Hope and Smiles: Balik Eskwela Outreach Donation at Brgy. Umapad Day Care Center
Understanding that many families struggle to meet the rising costs of basic school supplies, the program prioritized
Standing Tall for Sustainability: Supporting the Bamboo Month Celebration in Mandaue
In its continued commitment to environmental advocacy and community engagement, SMC CEMPC proudly extended its support t
Our: “Products and
Services
SMC CEMPC offers a variety of products and services that cater to the needs of its members and the community. These may include savings and credit services, consumer goods, agricultural supplies, and livelihood support. Unlike traditional businesses, cooperatives prioritize member welfare over profit. Their services are designed to promote economic empowerment and sustainable development..
What We Offer?
Regular Savings Deposit
Regular savings deposit program allows members to build their financial security by making consistent contributions, earning competitive interest rates, and fostering a habit of disciplined saving.
Time Deposits
Members can invest in time deposits with the cooperative to earn competitive interest rates while supporting the cooperative’s financial stability.
Member Get Member
Member-Get-Member’ program encourages existing members to refer new individuals, rewarding them with incentives while strengthening the cooperative’s membership base and financial growth.
Loans Product
SMC CEMPC offers a diverse range of loan products, including emergency loans,business loans, personal loans, and other specialized financing options
Online Membership
Online membership in cooperatives allows individuals to conveniently apply, submit documents, and pay fees through digital platforms, making the process faster and more accessible. This innovation promotes inclusivity and efficiency, helping cooperatives reach more members and serve communities better.
Our Coop Store
Coop mart is a retail store operated by a cooperative, offering affordable goods and basic necessities to members and the community. It promotes economic sustainability by sourcing products locally and sharing profits among member-owners.
Our Insurances
Cooperative insurance is a community-based insurance system owned and managed by its members. It provides affordable coverage for risks such as illness, accidents, death, or property loss. Members contribute to a shared fund, which is used to support those who experience covered events. This promotes mutual aid, financial protection, and a strong sense of solidarity.
Downloadable Forms
Downloadable forms in cooperatives provide members and applicants with easy access to important documents such as membership applications, loan requests, or insurance claims. These forms can be accessed online, filled out at the user’s convenience, and submitted either digitally or in person. This system improves efficiency and reduces processing time for both the cooperative and its members.
Regular Deposits
Regular savings deposit program allows members to build their financial security by making consistent contributions, earning competitive interest rates, and fostering a habit of disciplined saving.
Time Deposits
Members can invest in time deposits with the cooperative to earn competitive interest rates while supporting the cooperative’s financial stability.
Mortuary Insurance
SMC CEMPC offers mortuary insurance to provide financial assistance to members’ beneficiaries for funeral and burial expenses.
Loan Products
SMC CEMPC offers a diverse range of loan products, including emergency loans,business loans, personal loans, and other specialized financing options
Member get Members
Member-Get-Member’ program encourages existing members to refer new individuals, rewarding them with incentives while strengthening the cooperative’s membership base and financial growth.
Meet Our Board of Directors
“Together, we build a stronger future. Cooperation is the key to shared success.”
Dir. Rafael Puentespina
“Growth happens when we work together toward a common vision.”
Dir.Rucreto Eroy
“A strong cooperative is built on trust, teamwork, and shared goals.”
Dir. Anthony Aniñon
“Leadership in a cooperative means serving with integrity and unity.”
Dir.Leo Victor Amores
“Collaboration and commitment fuel the success of our cooperative.”
Dir.Godivy Blance Rondina
“Unity and dedication drive the heart of our cooperative forward.”
Dir.Cherrylyn Denaga
“A cooperative flourishes when members lead with purpose and passion.”
Dir.Joel Pollicar
“True leadership in a cooperative means empowering others to grow together.”
Dir.Leo Maquiling
“In a cooperative, great leadership inspires collaboration, where individual strengths unite to achieve common goals.”
Dir.Omar B. Posadas
Our Business Partners
SMC CEPMC actively collaborates with trusted business partners to enhance services, create new opportunities, and provide members with better financial and economic benefits,working together to develop innovative financial solutions, expand market opportunities, and enhance the overall economic well-being of its members through mutually beneficial partnerships.”
NEWS & INSIGHTS
Our technical experts are developing new ways of problem solving and our leaders are at the forefront of researching and writing new industry guidelines. Read our insights on changing regulations, industry trends and other technical topics.
